Islamabad: Prime Minister Shehbaz Sharif on Thursday directed authorities to speed up loan approvals and simplify application procedures under the government’s Apna Ghar housing programme. He said easier access to financing would help more citizens achieve home ownership and support growth in the construction sector.
According to Beyond Time News, the prime minister issued these instructions during a high-level review meeting on the progress of the housing initiative.
Push for Faster Processing and Easier Applications
Prime Minister Shehbaz Sharif emphasized that the housing scheme must become more accessible for ordinary applicants. He directed relevant departments to reduce procedural delays and improve coordination with banks.
He instructed officials to simplify application forms and make them easier for citizens to understand. In addition, he urged financial institutions to process valid applications quickly and ensure timely loan disbursement.
The prime minister said strong public participation in the scheme reflects growing demand for affordable housing across Pakistan.
Government Focus on Affordable Housing
Shehbaz Sharif said the Apna Ghar Scheme has the potential to transform access to housing. He added that if the current pace continues, a large number of deserving families could eventually achieve home ownership.
According to Beyond Time News, the government views the programme as a key part of its broader economic and social development agenda.
He also noted that the housing sector can drive economic growth. Construction activity, he said, supports multiple allied industries and creates employment opportunities.
Loan Disbursement and Application Data Shared
During the meeting, officials briefed the prime minister on the progress of the scheme. They said loans worth Rs11 billion have already been disbursed.
They also reported that 67,900 applications have been received from across the country.
Out of these applications, 16,587 have been approved so far. Meanwhile, 3,146 applicants have already received loan payments.
According to Beyond Time News, officials said demand increased significantly after reforms introduced in March made the scheme easier to access.
Banks Directed to Meet 15-Day Deadline
The State Bank of Pakistan informed the meeting that banks are now required to process Apna Ghar applications within 15 days.
The prime minister welcomed the measure and stressed strict compliance. He said delays must be eliminated so that applicants receive timely decisions.
He also directed banks to improve efficiency and ensure transparency in the approval process.
Digital Systems and Provincial Support Strengthened
Officials told the meeting that a dedicated digital portal has been launched to monitor implementation and track progress of applications.
The government has also introduced facilitation desks at the district level. These desks will help applicants resolve issues related to land ownership documents.
Prime Minister Shehbaz Sharif instructed provincial governments to strengthen these support systems. He said coordination between federal and provincial institutions is essential for smooth implementation.
According to Beyond Time News, authorities are also expanding digital infrastructure to improve monitoring and transparency in housing finance delivery.
Legal Reforms to Support Housing Sector
Participants were briefed that Parliament has recently passed new laws related to condominium management and financial institution recovery.
These reforms are expected to reduce legal bottlenecks in the housing sector. They are also designed to encourage private investment and improve dispute resolution mechanisms.
Officials said these steps will help create a more stable environment for long-term housing development.
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Broader Economic Impact of the Scheme
The prime minister said the housing initiative will not only support social welfare but also strengthen the national economy.
He noted that increased construction activity can boost employment and stimulate related industries such as cement, steel, and building materials.
According to Beyond Time News, policymakers see the housing sector as a key driver of economic recovery and urban development.
Government Commitment to Expansion
The meeting concluded with a reaffirmation of the government’s commitment to expanding affordable housing access.
Officials said efforts are ongoing to further streamline procedures, improve digital services, and increase outreach across the country.
According to Beyond Time News, the government plans to continue refining the scheme to ensure wider participation and faster delivery of housing finance.
FAQs
What is the Apna Ghar Scheme?
It is a government housing programme that provides concessional loans to help citizens buy or build homes.
What instructions did the Prime Minister give?
He directed faster loan approvals and simplified application procedures.
How many applications have been received?
Authorities reported 67,900 applications nationwide.
How much money has been disbursed so far?
Loans worth Rs11 billion have been disbursed under the scheme.
What is the approval time for applications?
Banks are required to process applications within 15 days.
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